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The Top 3 Boat Dock Material Options for Every Budget

A white modular plastic floating dock is anchored near the shoreline in calm water under a sunny sky.

Deciding on a boat dock for your property requires research and planning. There are a few places you can start, but looking at your budget and material preferences first is best.


This guide examines the top three boat dock material options for every budget by exploring their benefits, maintenance considerations, and installation needs. You’ll also gain insight into practical budgeting tips and region-specific advice for Michigan. There’s a perfect dock for your waterfront lifestyle, and this guide will help you find it.


Dock Specifications in Michigan

When installing a dock in Michigan, you have to consider state regulations, permit requirements, and property rights. State regulations require permits for permanent docks in inland lakes or streams. Privately used seasonal docks that you can remove at the end of boating season typically don’t need a permit, provided they don’t interfere with navigation routes or alter water flow.


This flexibility makes seasonal docks a practical and cost-effective option for waterfront owners who deal with harsh winters.


Michigan’s riparian rights allow property owners to build docks on their adjacent bottomlands. However, these docks must not interfere with navigation or neighboring property owners’ access to the water. Checking local ordinances before installation allows you to verify what is necessary for your property. Working with a professional can make this process a lot easier thanks to their expertise and familiarity with local regulations.


Aluminum Docks

Aluminum docks are a smart option that balances cost, durability, and maintenance. They work well for both stationary and floating designs as well as in shoreline conditions that are rocky or uneven. The cost of aluminum stationary docks depends on the thickness of the material, the size of the dock, and extras such as rod holders, stairs, ladders, and railings. Floating or seasonal aluminum docks don’t typically come with a lot of these extras since they have a simpler design.


Professional installation is ideal for stationary aluminum docks, especially larger setups. On the bright side, the floating design is relatively lightweight, making it less expensive than some other options and easier to handle.

A silver aluminum dock with no boats around it extends into a still lake surrounded by forests and mountains.

Long-Term Maintenance Advantages

One of the biggest advantages of aluminum docks is their low maintenance requirements. Unlike wood, aluminum won’t warp, splinter, or decay, so you can save time and money on upkeep. Regular rinsing with water or mild soap cleans the aluminum, with minimal risk of rust thanks to its corrosion resistance.


You can improve the safety and functionality of your dock with accessories such as solar-powered dock lighting or bumpers. Aluminum docks are easy to customize, and add-ons like these make your dock a better fit for your lifestyle.


Homeowners and business owners alike want a dock that’s both durable and easy to maintain. Aluminum docks offer exactly that while balancing affordability and performance.


Polyethylene Floating Docks

A polyethylene floating dock is the most budget-friendly option, making it a great choice for recreational use. These docks are durable with weather-resistant plastic that floats, adjusting naturally to fluctuating water levels and sandy shorelines. People often use floating docks at seasonal properties with varying water conditions. They provide flexibility at a lower upfront cost than other materials and are a perfect option for lakefront RV parks.


Many homeowners choose to install polyethylene docks themselves, putting a few more bucks back in their pocket. For larger systems or shorelines with uneven features, professionals can secure and anchor all dock sections and hardware properly.


Low-Upkeep Flexibility

Polyethylene docks require minimal work to keep in good shape. There’s no need to sand, stain, or seal these docks. A quick rinse or occasional power wash is all it takes to keep them in excellent condition.


You can expand modular polyethylene docks with ladders, dock cleats, or integrated bumpers. This adds usability for watercraft owners by providing convenience and safety.


For families or property owners who want flexibility, affordability, and easy expansion or configuration changes, polyethylene floating docks are a good option. This is especially true in Michigan, where seasonal changes and the fluctuating water levels of the Great Lakes and inland lakes require docks that can adapt.

A large concrete dock holds dozens of sailboats, motorboats, and dinghies on dark blue water on a sunny day.

Concrete Docks

Concrete docks are another one of the top three boat dock material options for every budget. This is the ultimate choice for property owners who prioritize stability and long-term reliability. These docks are common for marinas, commercial properties, or luxury private homes where heavy usage or weather extremes with high wave activity are a concern. Concrete docks require professional installation due to the weight and nature of the material.


Although concrete docks are relatively expensive, the upfront investment is offset by their long lifespan. Compared to wood or metal docks, concrete docks require less maintenance, making them a wise choice for Michigan’s mild summers and harsh winters.


As you plan your concrete dock, add in stylish and functional accessories such as outdoor lighting, seating, and drainage systems. These create comfort and convenience and ease nighttime use.


Concrete has unparalleled stability and a design that can withstand heavy traffic or rough water. It’s a top-tier option for those who see the value in combining long-term durability with luxury.


Additional Tips for Planning Your Dock

These are the top three factors to consider aside from your budget as you plan your dock installation:


  1. Intended use: Are you building this dock for heavy boat traffic, swimming access, or recreational fishing? Knowing how you’ll use the dock helps shape decisions about material and scale.

  2. Shoreline conditions: Your shoreline’s depth, water flow, and bottom composition (for example, sand or rocks) can influence the type of dock and construction methods you need.

  3. Projected lifespan: While lower-cost materials might save you money in the short term, investing in durable materials such as aluminum or concrete can offer better long-term value.


Once you consider all these different factors, you can build a dock that meets your needs.


Build Your Dream Dock With On Pointe Contracting

Every waterfront property is unique, and your dock should reflect your specific requirements and vision. Plan out your project with a reliable boat lift and dock company you can trust. At On Pointe Contracting, we specialize in creating durable, stylish docks for Michigan’s unique lakes and shorelines. Contact us today for a free consultation, and take the first step toward building the perfect dock for your property.

 
 
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